Terms of Use & Financial Disclaimers
Last Updated & Reviewed: November 2026
All tools, financial formulas, worked examples, and market guidelines provided on crecalculators.com are for educational and estimation purposes only. They do not constitute legal, tax (CPA), mortgage brokering, or registered investment advice. Always consult a qualified professional before executing commercial real estate transactions.
1. Permitted Use & Browser Execution
crecalculators.com is provided as a free calculation resource. All financial computations run entirely in your local browser. No account registration, fee payment, or server-side transmission of deal numbers is required. You are permitted to use our online calculators and download CSV and PDF summary exports for personal deal screening, client presentations, investment committee reviews, and educational research.
2. Calculation Accuracy & Estimation Nature
While all mathematical formulas and worked examples are verified against standard commercial real estate underwriting practices before publication, real-world property performance depends on unique lease terms, local property tax assessments, tenant credit quality, and changing interest rates. Threshold ranges (such as standard DSCR lender minimums) are provided as general benchmarks, not lending guarantees.
3. No Brokerage, Advisory, or Lending Relationship
crecalculators.com is an independent calculation tool built and maintained by Peter. It is not a real estate brokerage, direct commercial lender, mortgage broker, or fiduciary investment advisory service. We do not originate, broker, or service loans, nor do we buy or sell real estate assets.
4. Third-Party Advertising & Cookie Usage
This website utilizes Google AdSense to display automated digital advertisements. Third-party vendors, including Google, use cookies to serve ads based on prior visits to this and other websites. You may manage or opt out of personalized advertising by visiting Google Ad Settings or aboutads.info.
5. Intellectual Property & Exported Reports
The user interface, proprietary design, and educational narrative are protected by copyright. However, financial summary tables, CSV data exports, and PDF reports generated from your specific inputs are yours to distribute freely in your deal memoranda and investor presentations.
6. Limitation of Liability
In no event shall crecalculators.com or its creator be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use this site, or from any investment decisions made in reliance upon calculations, estimates, or benchmarks provided herein.